Minimum Auto Insurance Coverage
Need to understand the minimum auto insurance coverage that’s right for you? Talk to a Titan representative about affordable insurance coverage that can help protect you if you’re in an accident. And for even more affordable coverage, check our discounts on auto insurance.
Titan’s affordable insurance coverage options include:
Liability auto coverage covers bodily injury to others and property damage to others if you are at fault in an accident. Bodily injury pays others’ medical costs. It can also pay injured parties’ lost wages and your legal expenses. Liability coverage can also pay for your legal expenses if a lawsuit is brought against you due to an accident.
Many state laws require liability coverage. Each state has its own minimum requirement.
Collision coverage helps pay for damage to your vehicle if you hit another vehicle, another vehicle hits you, or your vehicle rolls over. Collision coverage can be a required part of your car insurance coverage if your vehicle is financed or leased.
Uninsured or underinsured motorist coverage helps pay for damages to your vehicle if it is damaged in an accident by an underinsured, uninsured or unidentified driver. Uninsured or underinsured motorist coverage also helps pay your medical costs and your passengers’ medical costs if an accident caused by an uninsured or underinsured driver results in injury. This car insurance coverage may also pay for lost wages and other damages. Auto coverage varies from state to state and is required in some states.
If you are injured in an accident, medical payment coverage can help pay for your medical expenses.
When used together, liability and collision coverage are great ways to protect you and your vehicle. Comprehensive coverage will cover damage to your vehicle not caused by collision. Sometimes called “other than collision” (OTC) insurance, comprehensive insurance coverage protects your car from most other types of damage, too.
Titan also offers additional types of insurance coverage to supplement your auto policy. Designed to protect you against the unexpected, these coverage options include roadside assistance if your car breaks down, towing and labor if you’re stranded and rental reimbursement to cover the cost of a rental car while your vehicle is in the shop for accident-related repairs.
Get a quote on auto liability insurance coverage
Find out more information about affordable insurance coverage or request a free quote on insurance for high-risk drivers.
- Get an online auto insurance quote
- Call 1-800-TITAN-UP (1-800-848-2687)
- Find a Titan Insurance agent or broker near you
Products and discounts not available to all persons in all states. Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Titan-affiliated underwriting companies, which are controlling. Such products, coverage, terms, and discounts may vary by state and exclusions may apply.